H O M E

S E R V I C E S

E X P E R I E N C E

"There is no greater gift we can give ourselves and our children than financial independence - the choice of how and where to live our lives."

Since 1981 I have had the privilege of offering financial services to clients with varied goals but a shared desire to find an adviser of competence and integrity.

As a Certified Financial Planning professional, I have completed an extensive course of study and am required to take thirty continuing education units every two years.  I am licensed as a Registered Investment Adviser through the State of California Department of Corporations.

My professional memberships include the Financial Planners' Association and the Redwood Empire Estate Planning Council.

I bring to this work extensive prior experience in counseling and teaching:

    * M.A., Philosophy and Ethics, Columbia University, New York, NY

    * M.A., History, UC Davis, CA

Code of Ethics

As a Certified Financial Planning professional, I abide by certain standards of competence and integrity: These include a commitment to continuing education and a clear understanding that the best interests of the client will always come first.

My Promise to You:

To maintain the highest levels of personal and professional integrity.

To provide information, advice and support in making appropriate decisions.

To disclose any possible conflict of interest.

To put your interests first and be ever watchful on your behalf.